How each rating is calculated

The heaviest weight in this profile sits on withdrawal handling: how a payout request is processed, what verification is asked for and when, and how long a player is actually left waiting once a win is confirmed. That weighting reflects a simple problem: a reader can compare bonus terms and game libraries before signing up, but cannot know how an operator behaves after a win until money is already on the line. Verification steps and stated processing times carry real weight too, though a claim about speed is treated as a claim, not a fact, until it is checked against what the operator itself publishes. Licensing status and the clarity of terms are weighted as well, but mainly for whether an operator can be assessed at all, rather than how it performs once a player has deposited and won.